Imagine repaying a loan that made you a perfect home or its equipment . Everything is as it should be, but suddenly something unexpected happens and you are not able to repay the loan for some time after the agreed installments. If you have not taken out credit insurance, you are rightly scared. If providence prevails and you have insurance, you can stay calm even in unpleasant situations. And what can be so crucial?
You may be in long-term incapacity for work
A serious illness that requires so much care that you are unable to do your job and make money . An injury in a sport that limits you as well. Certain injuries can certainly be overcome, a broken leg in the office is not basically restrictive, but a surgeon with a broken arm is virtually unusable during convalescence.
The financial means provided by your employer and subsequently by the DSSA is far from 100% of your usual income. Therefore, it may be problematic to repay the loan during periods of incapacity for work. But if you insured your loan, you don’t have to worry. For the duration of your recovery, the repayment will be taken care of by the insurance company you have authorized, and you pay it regularly in case this happens.
You may experience permanent disability
We do not want to paint the devil on the wall and we do not wish anyone evil. We are just thinking practically. You can be disabled as a result of a serious accident and the consequences of your accident can be permanent. Of course, not all professions are immediately excluded. But if you stay in a wheelchair forever, the wide range of jobs will suddenly narrow. Notwithstanding the fact that permanent disability can also mean a lifetime stay in bed. In this case, what happens to your loan repayments? The insurance company with which you insured the loan will take over the repayment for you. If you have done so.
You may lose your job
Certainly we agree that unemployment is a scarecrow of our time . Those who do not have a job often lose their standard of living. And the longer he is out of work, the more skeptical that potential employers look at him. Even if, in a few months’ time, you find a new and much better job than your current job, who will repay the loan for you while you are looking for a job? Does it bear your budget? Because if you do not and you have not insured the loan, you will be in financial and life difficulties and you will not know how. Otherwise, you can safely concentrate on finding a new job and let the repayment of the loan go away – everything will ensure the insurance company.
Unhappiness does not go to the mountains…
Even though the topic of death is unpleasant, it can meet us at any time and we should calculate it with a little responsibility. One day the payer of the loan does not have to return home and the installments fall on the wife, husband or other family members. But what if they don’t have enough money for them without your income? Insurance your loan against death and do not leave your loved ones in trouble after a fatal accident. The insurance company will solve it for them.